| Privacy Policy |
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Introduction This Privacy Policy explains how we use any personal information you provide to us through the BankTalk website. In particular it explains how:
Whenever you provide personal information we are legally required to use your information in accordance with all laws concerning the protection of personal information, including the Data Protection Act 1998 (these laws are referred to collectively in this Privacy Policy as the "data protection laws"). The website contains hyperlinks to websites owned and operated by third parties. These third party websites have their own privacy policies, including cookies and you should review them. We do not accept any responsibility or liability for the privacy practices of such third party websites and your use of such websites is at your own risk. The type of information we will collect about you When you register on our website, forum, newsletter or any other part of the website, we may ask for personal information about yourself. This may include information such as your name, e mail address, postal address, telephone or mobile number or date of birth. Different web pages may ask for different personal information. By entering your details in the fields requested, you are enabling us and our service providers to provide you with the services you have selected. Please note, some of our web pages we will require you to provide additional personal information and sometimes sensitive personal information. Where appropriate we will specify further on these web pages why we are asking for this information and how we will use it. BankTalk also uses cookies and may collect IP addresses (an IP address is a number that can uniquely identify a specific computer or other network device on the internet). We may use analysis software to look at IP addresses and cookies for the purpose of enhancing your user experience. This information is not used to develop a personal profile of you. We also use your IP address to determine whether you are accessing the services from the UK or not How we will use the information collected about you We will use your personal information for a number of purposes including:
If we intend to use your personal information for any other purposes we will notify you first. You will also be given the opportunity to withhold or withdraw your consent for your use other than as listed above. When we will contact you We may contact you for the following reasons:
Contact for marketing purposes Unless otherwise indicated we will from time to time contact you for marketing purposes or to promote new services. Sharing of information with others Your information will be kept confidential except where disclosure is required or permitted by law eg to law enforcement agencies. Generally, we will only use your information within the BankTalk or associated companies. However, we will sometimes use third parties to process your information. BankTalk will require these third parties to comply strictly with our instructions and insist that they do not use your personal information for their own business purposes. Offensive or inappropriate content on our website If you post or send offensive, inappropriate or objectionable content anywhere on or to our website or otherwise engage in any disruptive behavior, we may use your personal information to stop such behaviour. Where we reasonably believe that you are or may be in breach of any of the laws of England or Wales e.g. because content you have posted may be defamatory, BankTalk may use your personal information to inform relevant third parties such as your employer, e-mail/Internet provider or law enforcement agencies about the content and your behaviour. Users under age 18 All users warrant that they are 18 years of age or older. We accept no responsibility where a user claims to be 18 or older but is in fact not. Length of time that personal information is held We will hold your personal information for as long as required by the relevant service. Once you have closed your account, any personal information will be retained by us but noted accordingly. Any contributions you have made such as to the forum will remain on the forum unless we are specifically asked in writing to remove it. Access to the personal information we hold The Data Protection Act gives you the right to request a copy of the personal information we hold about you and to have any inaccuracies corrected. We will charge £10 for an information request and require you to prove your identity with 2 pieces of approved photographic identification. We will use reasonable efforts to supply, correct or delete personal information about you on our files. Please address requests and questions about this or any other question about this Privacy Policy to:
The Data Protection Officer email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it Access to BankTalk from outside the UK http://www.banktalk.co.uk is published in the UK by BankTalk. All personal information submitted by you to the site goes directly to BankTalk and will be processed in accordance with this Privacy Policy unless terms on sites specify otherwise. Changes to this Privacy Policy This privacy policy may be updated from time to time. The date of the most recent changes will appear on this page. Cookies Policy A cookie is a small amount of data often including a unique identifier and that is sent to your computer browser from a website's computer. The cookie is stored on your computer's hard drive. Cookies are used by Web servers to differentiate users and to maintain data related to the user during navigation, possibly across multiple visits. They can be used for a number of reasons:
Users have the opportunity to set their devices to accept all cookies, to notify them when a cookie is issued, or not to receive cookies at any time. If the user chooses not to allow cookies, certain personalized services will not be available. While visiting the BankTalk website a cookie is downloaded to your device. Contacting BankTalk about this Privacy Policy
If you have any questions or comments about this Privacy Policy please contact: email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it |